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Archive for the 'Student Loans' Category

Borrowing Student Loans Responsibly

Sunday, September 7th, 2008 | Category: Student Loans |

As you may know, student loans are today’s largest form of student aid.   Researches have found out that it made up to 54 percent of the total aid awarded every year.  However, with the rise of student loans, several cases of student loan defaults occur.  The student loan debt is even today’s one of the major problems of most student borrowers.   It is rising every year and the college expenses as well as the graduate school costs have definitely gone up faster than inflation.   Well, let me tell you that this case often surface when you … — Click To Continue Reading —

Student Loan Debt Consolidation

Sunday, August 24th, 2008 | Category: Student Loans |

Student loan debt consolidation loan allows you to combine your federal student loans into a single loan with one monthly payment. The repayments of a student loan debt consolidation loan can be significantly lower than the payment required under the standard 10-year repayment option. Under the Federal Family Education Loan (FFEL) Program, banks, secondary markets, credit unions, and other lenders provide the student loan debt consolidation loan. Under the William D. Ford Federal Direct Loan (Direct Loan) Program, the federal government provides the student loan debt consolidation loan. Ahhh, going to college; it can be a … — Click To Continue Reading —